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US Life insurance spending soars to $3.1 trillion in 2024, set to rise further…
Life insurance is projected to reach $4.5 trillion by 2029.
1) Introduction to Index Universal Life
2) Introduction to Living Benefits
Learn how you can use Living Benefits today! Become your own Bank, Access Critical, Chronic & Terminal Illness riders.
Top Products Offered
Life Insurance: Permanent Coverage
If you want life insurance until you pass-away then you may want to consider a Whole Life or an Index Universal Life Policy. Whole life is more expensive and offers a guaranteed rate of return where Index Universal Life is usually less expensive and offers a potentially higher rate of return being indexed to the S&P 500. Both have market downside protection and offer cash value accumulation that can be accessed tax-free as a loan.
Living Benefits included: Terminal Illness, Chronic Illness, Critical Illness, Critical Injury.
Annuities: Guaranteed Income
Are you looking for supplemental income with market downside protection? There are annuity riders that offer guaranteed income for life and give a predictable pay-out. If you have a large sum of money that you want to protect and want guaranteed income then an annuity may be right for you.
Life Insurance: Temporary Coverage
If you want temporary life insurance that expires then Term Life may be for you. Term Life is the cheapest insurance available and offers no accumulation of cash value and expires within a 15-30 year time-frame.
Living Benefits included: Terminal Illness, Chronic Illness, Critical Illness, Critical Injury.
2024 Top Selling product? The IUL!
IUL’s were the BEST selling product in 2024.
What Clients Love:
1) Immediate Death Benefit
2) Immediate Living Benefits
3) Loan to yourself and become your own Bank
4) Market Protection: Zero Floor and No-Cap Upside
5) Tax-Free Loans & Death Benefit Payout
A+ Rated: Service, Carriers & Customized Illustrations. Brian & Team Proudly Help Families Secure Financial Freedom Across the United States.
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Highly Recommend! Brian was friendly and explained an IUL to us when we inquired. He didn't pressure us and gave us the information we needed to make an informed decision. We looked at Brian's illustration that he designed and a couple others from other insurance reps. Brian's design smoked what the other reps offered, we are so happy that Brian helped secure a better future for us!
Derek & Annie S.
Ages 44 & 39
Tampa, Florida
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Brian is first class, he LISTENED to our needs and helped us create a solution for our needs. We were most interested in max-funding a policy in the first five years so we could become our own bank and lend to ourselves. Brian made it happen, I would HIGHLY RECOMMEND him to anyone looking for an IUL solution.
Jim & Marie T.
Ages 54 & 47
Dallas, Texas
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Brian is the BEST! We were looking for a 401k replacement. Brian showed us how an IUL could be a better option with the living /death benefits and market protection. Brian was patient with us as we were nervous but gave us the confidence we needed to move forward. We plan to start an annuity with Brian in a few years.
Anthony & Susan A.
Ages 28 & 27
Rochester Hills, Michigan
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We have savings, annuity and a Roth but still wanted an extra source of income. Brian showed us exactly how we could fund an IUL policy to generate supplemental income that is TAX-FREE and have a guaranteed death benefit. We couldn't be happier with how Brian helped us achieve our goal.
Daniel & Amber F.
Ages 65 & 59
Orlando, Florida
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Brian showed me the numbers and how to slowly sell-off some of my 401k to generate tax-free income when I plan to retire in 20 years. I talked to another insurance guy at my bank and he could only offer a generic plan. Brian customized a plan WITH ME and I'm very pleased with the outcome. Don't guess, just do it. Brian has your back!
Amanda S.
Age 50
Milwaukee, Wisconsin
3 tax codes to know
72e
Tax code 72e allows for your wealth to
grow tax-deferred
7702
Tax code 7702 allows you to access
your wealth tax-free.
101a
Tax code 101a allows you to transfer
your wealth tax-free.